Choosing a lender and developing a relationship is a very important goal. Besides money, FNB can provide something almost as valuable; advice and support. By giving you insight into opportunities within your industry, our lenders allow you to take advantage of those opportunities. We can help you choose which of our products and services are best for your situation. Our lender wants you to be successful because they want a portfolio of strong, profitable businesses.
Business Lines of Credit
(secured and unsecured)
To finance the seasonal capital needed during peak business periods of our customers.
Business Term Loans
Term loans are made primarily for the financing of equipment, but there are other purposes for which term loans may be made to the businesses. Some of the more common term loan purposes include:
Expansion or modernization of a business
Purchase of a business
Refinancing of present debt
Replenishing working capital depleted by a previous business expansion
Terms are designed to fit the needs of the customer and the depreciation schedule of the assets being financed.
Jonathan Wagoner, VP & Loan Officer Paula Tingler, Assistant VP and Loan Officer
Dawn White, Loan Officer Bob Kidwell, Loan Officer
Contact Jonathan Wagoner, Paula Tingler, Dawn White, or Bob Kidwell for more information on SBA and FSA agricultural loans.
SBA Guaranteed Loan Program
Small Business Loans up to $100,000 (loan program is called LOW DOC)
The Low Documentation Loan Program is designed to streamline the loan application process.
This program is for loans up to $100,000 to small businesses having average annual sales under $5 million and total employees under 100.
Purchase of real estate, real estate improvements and refinancing debts.
Purchase of livestock and equipment.